JACCS’ Strength

In this section, we introduce JACCS’ distinctive characteristics and the key elements that form the JACCS Group.

JACCS is one of Japan's leading credit business companies.^*1

*1

Source: Credit-related statistics from the Japan Credit Association(according to our research)

Shopping credits
Volume of new contracts

￥598billion

Fiscal year ended March 31, 2024

JACCS supports customers’ lifestyles across a variety of settings, including the housing-related market, education and healthcare services.

Auto loans
Volume of new contracts

￥1,092billion

Fiscal year ended March 31, 2024

JACCS offers a diverse array of payment plans for new and used vehicle purchases.

Volume of new contracts for housing loan guarantees

￥477billion

Fiscal year ended March 31, 2024

JACCS helps customers build their asset portfolios through a diverse range of financial services.

Aggregate balance of operating receivables

￥7,310billion

Fiscal year ended March 31, 2024

JACCS is steadily building its portfolio of operating receivables.

*

Including past-due receivables and guarantees balance (off-balance-sheet amount)

JACCS was founded in Hakodate in 1954.
As a leader in the consumer finance field, the Group has also entered markets in Southeast Asia.

Since its founding, JACCS has earnestly pursued its business with the objective of helping customers realize more affluent lifestyles. At present, as a member of the MUFG Group, JACCS provides a broad range of products and services in the consumer finance field, both in Japan and overseas.

Founding

1954

Number of Employees (Consolidated)

6,097

As of March 31, 2024

ASEAN

Expanded in4countries

JACCS is a leader in its industry, offering a diverse lineup of financial products.

Based on such elements as diverse human resources, a stable management foundation, a large customer base, and an extensive sales network, JACCS provides a diverse array of products and services in the consumer finance field.

Credit Business

JACCS supports customers at many life stages through a diverse choice of payment plans, including installment payment plans and skip payment plans. In this way, we help customers to build an affluent lifestyle.
Payment Business

To meet diversifying customer needs, JACCS provides credit cards, prepaid cards, and bill collection services for a variety of payments.
Financing Business

JACCS assists customers to build their asset portfolios and raise funds for a variety of purposes by offering a wide range of financial services.
Overseas Business

JACCS is utilizing the know-how cultivated in its domestic Japanese consumer credit business to develop business in markets in the ASEAN region, which are are exhibiting robust growth.