Group Strategies

The Company will draw on the resources of the MUFG and JACCS groups to build a diverse revenue base.
At the same time, we aim to convert to a consolidated management model by bolstering the profitability of JACCS Group Companies.

• Maximize synergies as a MUFG Group company
• Reinforce earnings base by innovating existing businesses
• Diversify the revenue base by creating and developing new businesses and cultivating overseas operations
• Improve the profitability of JACCS Group Companies

In countries that are part of the Association of Southeast Asian Nations (ASEAN), the numbers of people aged between 15 and 64, the age range at which people are most productive and strive economic growth, will peak in late 2040s. We can thus anticipate stable economic growth in the region over the next 20 years.

While the motorcycle industries are large in markets like Vietnam and Indonesia, in ASEAN overall both motorcycle and automobile industries are expanding. In addition, the prevalence of white goods such as refrigerators, washing machines, and air conditioners has increased, and durable consumer goods have become widely available to middle-income earners. The GDP per capita of most ASEAN countries is less than one-eigth that of Japan, so motorcycles are still expensive items. Before demand for card spreads, we expect that installment credit market, a highly convenient means of payment, will grow significantly.

In an opinion poll that the Ministry of Foreign Affairs of Japan conducted in the fiscal 2021, 93% of respondents in the ASEAN region responded favorably to Japanese companies entering their markets. This reflected the efforts of the Japanese government and our predecessors in the area.

Contribute to development for people in ASEAN through JACCS products

Markets in ASEAN still face many historical and developmental challenges. These include poverty and inequalities that partly reflect the impacts of civil strife until quite recent times. In cultivating our business in the region, we recognize the importance of understanding the suffering that people have experienced and are not simply looking to become a moneymaking winner. We remain committed to our founding principles of contributing to more affluent lifestyles in striving to provide the top quality systems that we have created over the years to people in the ASEAN region.