List of Management
Introducing the executives of JACCS
As of June 28, 2024
Directors
Chairman, CEO and Representative Director
Toru Yamazaki

Apr. 1982 | Joined the Company |
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Oct. 2009 | Executive Officer and General Manager of First Sales Promotion Department of Business Strategy Department |
Oct. 2011 | Executive Officer and General Manager of Shopping Credit Promotion Department of Business Strategy Department |
June 2012 | Executive Officer and General Manager of Chubu Area |
June 2013 | Senior Executive Officer and General Manager of Kinki Area |
June 2015 | Senior Executive Officer and General Manager of Shutoken Area |
June 2016 | Director and Senior Executive Officer (Supervisor of Corporate Planning) |
June 2017 | Director and Managing Executive Officer (Supervisor of Corporate Planning) |
June 2018 | President, COO and Representative Director |
June 2022 | Chairman, CEO and Representative Director (current position) |
President, COO and Representative Director
Ryo Murakami

Apr. 1985 | Joined the Company |
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June 2012 | Executive Officer and General Manager of Shopping Credit Promotion Department |
June 2016 | Senior Executive Officer and General Manager of Chubu Area |
June 2018 | Senior Executive Officer (Supervisor of Credit Business, Business Strategy Department) |
June 2019 | Senior Executive Officer (Deputy General Manager of Business Strategy Department and Supervisor of Credit Business) |
June 2020 | Director and Managing Executive Officer (Supervisor of Corporate Planning) |
June 2022 | President, COO and Representative Director (current position) |
Director, CFO and Senior Managing Executive Officer
Takashi Saitouh

Apr. 1983 | Joined The Mitsubishi Bank, Limited (currently MUFG Bank, Ltd.) |
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June 2010 | Executive Offi cer in charge of East Japan Area Branches of The Bank of Tokyo-Mitsubishi UFJ, Ltd. (currently MUFG Bank, Ltd.) |
May 2011 | Executive Offi cer and Manager of Corporate Administration Division |
June 2012 | Director and President of Chitose Kosan Co., Ltd. (currently Chitose Corporation) |
June 2016 | Adviser of the Company |
June 2016 | Senior Executive Offi cer and General Manager of Audit Office |
June 2017 | Director and Managing Executive Officer (Supervisor of Compliance and General Affairs and Personnel) |
June 2018 | Director and Managing Executive Officer (Supervisor of Compliance and General Affairs and Personnel, and Credit Screening and Operation Department) |
June 2019 | Director and Managing Executive Officer (Supervisor of Accounting and Finance and Compliance Department) |
June 2020 | Director, CFO and Managing Executive Officer (Supervisor of Accounting and Finance) |
June 2021 | Director, CFO and Managing Executive Officer |
June 2022 | Director, CFO and Senior Managing Executive Officer (Supervisor of Credit Management) |
June 2024 | Director, CFO and Senior Managing Executive Officer(current position) |
Director and Senior Managing Executive Officer
Kenichi Oshima
Supervisor of Credit Management and Information Systems

Apr. 1982 | Joined the Company |
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Oct. 2011 | Executive Officer and General Manager of Credit Management Department |
June 2013 | Senior Executive Officer and Supervisor of Credit Management |
June 2015 | Senior Executive Officer and General Manager of Hokkaido Area |
June 2016 | Senior Executive Officer and Supervisor of Information Systems |
June 2019 | Director and Managing Executive Officer (Supervisor of General Affairs and Personnel) |
June 2020 | Director and Managing Executive Officer (Supervisor of General Affairs and Personnel and Credit Management) |
June 2021 | Director and Managing Executive Officer (Supervisor of General Affairs and Personnel and Credit Management) |
June 2022 | Director and Managing Executive Officer (Supervisor of Compliance and General Affairs and Personnel) |
Apr. 2023 | Director and Managing Executive Officer (Supervisor of Risk Supervisor and Supervisor of Compliance and General Affairs and Personnel) |
June 2023 | Director and Managing Executive Officer ( Supervisor of Credit Screening and Operation and General Affairs and Personnel) |
Oct. 2023 | Director and Managing Executive Officer ( Supervisor of Credit Screening and Operation and General Affairs and Personnel) |
Feb. 2024 | Director and Managing Executive Officer ( Supervisor of Credit Screening and Operation and General Affairs and Personnel) |
June 2024 | Director and Senior Managing Executive Officer (Supervisor of Credit Management and Information Systems) (current position) |
Director and Managing Executive Officer
Ichiro Kobayashi
Supervisor of Risk Supervisor and Compliance

Apr. 1991 | Joined the Sanwa Bank, Limited (currently MUFG Bank, Ltd.) |
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July 2016 | Branch Manager of Tamagawa Branch |
Apr. 2019 | General Manager of Corporate Planning Department of the Company |
June 2019 | Executive Officer and General Manager of Corporate Planning Department |
June 2022 | Director and Senior Executive Officer (Supervisor of Corporate Planning) |
June 2023 | Director and Senior Executive Officer (Supervisor of Risk Supervisory and Compliance) |
June 2024 | Director and Managing Executive Officer (Supervisor of Risk Supervisor and Compliance) (current position) |
Director and Managing Executive Officer
Akihito Suehiro
Supervisor of Corporate Planning and International Business

Apr. 1990 | Joined the Company |
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Apr. 2019 | Executive Officer and General Manager of Acquiring Department |
Oct. 2020 | General Manager of Credit Card and Payments Operations Department |
June 2021 | Executive Officer and General Manager of Tohoku Area |
June 2022 | Senior Executive Officer and General Manager of Tohoku Area |
June 2023 | Director and Senior Executive Officer (Supervisor of Corporate Planning) |
June 2024 | Director and Managing Executive Officer (Supervisor of Corporate Planning and International Business) (current position) |
Director and Managing Executive Officer
Kazuhiko Segawa
Supervisor of Credit Screening and Operation and General Affairs and Personnel

Apr. 1988 | Joined the Company |
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Apr. 2015 | General Manager of Personnel Department |
June 2016 | Executive Officer and General Manager of Corporate Planning Department |
June 2019 | Executive Officer and General Manager of Compliance Supervisory Department |
June 2021 | Senior Executive Officer and Supervisor of General Affairs and Personnel |
July 2021 | Head of the Control Board of JACCS International Vietnam Finance Company Limited (current position) |
June 2024 | Director and Managing Executive Officer (Supervisor of Credit Screening and Operation and General Affairs and Personnel) (current position) |
Outside Director
Masahito Suzuki

Apr. 1980 | Joined Kirin Brewery Company, Limited |
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Mar. 2007 | Seconded to Kirin Beverage Company, Limited General Manager of Accounting Department |
Mar. 2008 | Executive Officer and General Manager of Corporate Planning Department |
Mar. 2009 | Director of the Board and General Manager of Corporate Planning Department |
Mar. 2012 | Director of the Board & CFO of Kirin Holdings Company, Limited |
Mar. 2013 | Director of the Board & CFO of Kirin Holdings Company, Limited Director of the Board of Kirin Company, Limited |
Mar. 2014 | Audit & Supervisory Board Member of Kirin Holdings Company, Limited Audit & Supervisory Board Member of Kirin Company, Limited |
June 2018 | Outside Director of WORLD CO., LTD. |
June 2018 | Outside Director of AJIS Co., Ltd. (current position) |
June 2018 | Director of the Company (current position) |
Apr. 2019 | Visiting Professor at the graduate school of Tokyo Metropolitan University |
Outside Director
Kyoko Okada

Apr. 1982 | Joined Shiseido Company, Limited |
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Oct. 2011 | General Manager of Corporate Culture Department |
Oct. 2012 | General Manager of Corporate Culture Department, and Group Leader for the 150-Year History Compilation Project |
Apr. 2015 | General Manager, Executive Section, General Affairs Department |
June 2015 | Standing Audit & Supervisory Board Member |
June 2019 | Outside Corporate Auditor of SUBARU CORPORATION |
June 2019 | Outside Audit & Supervisory Board Member of NS Solutions Corporation |
June 2020 | Outside Audit & Supervisory Board Member of Daio Paper Corporation (current position) |
June 2021 | Director of the Company (current position) |
June 2022 | Outside Audit & Supervisory Board Member of NEC Corporation |
June 2023 | Outside Director of NEC Corporation (current position) |
Outside Director
Hiroji Sanpei

Apr. 1977 | Joined The Nippon Fire & Marine Insurance Co., Ltd. (currently Sompo Japan Insurance Inc.) |
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June 2008 | Executive Officer and General Manager of Sales Planning Division at NIPPONKOA Insurance Co., Ltd. (currently Sompo Japan Insurance Inc.) |
Apr. 2010 | Managing Executive Officer and General Manager of Sales Promotion Division |
Apr. 2011 | Senior Managing Executive Officer in charge of Head Office Marketing |
Apr. 2011 | Senior Managing Executive Officer of Sompo Japan Insurance Inc. |
Apr. 2014 | Representative Director and President of Sompo Japan Nipponkoa Career Staff Co., Ltd. (currently Sompo Corporate Services Inc.) |
Oct. 2019 | Advisor of Felice Law Office (current position) |
June 2022 | Director of the Company (current position) |
Outside Director
Yuko Shitamori

Apr. 1999 | Joined Lion Corporation |
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July 2008 | Director of FINCH JAPAN Co., Ltd. |
Sept. 2017 | Representative Director and President of IoToI Japan Inc. |
July 2022 | Sales Advisor of Brand Cloud Inc. |
June 2023 | Director of the Company (current position) |
Apr. 2024 | Executive Officer of LTS, Inc. (current position) |
Oct.2024 | Outside Director of AXXZIA Inc. (current position) |
Auditors
Audit & Supervisory Board Member (Full-time)
Yasuyuki Okumoto

Apr. 1989 | Joined The Mitsubishi Bank, Limited (currently MUFG Bank, Ltd.) |
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Nov. 2007 | General Manager of Investment Banking Planning Division, Mitsubishi UFJ Securities Co., Ltd. (currently Mitsubishi UFJ Morgan Stanley Securities Co., Ltd.) |
Apr. 2008 | Director of Marunouchi Capital Inc. |
Sept. 2008 | President and Director of MUS Principal Investments Co., Ltd. (currently Mitsubishi UFJ Securities Holdings Co., Ltd.) |
Nov. 2008 | General Manager of Investor Relations, Mitsubishi UFJ Securities Co., Ltd. (currently Mitsubishi UFJ Morgan Stanley Securities Co., Ltd.) |
Jan. 2014 | Yaesu Dori Branch Manager, The Bank of Tokyo-Mitsubishi UFJ, Ltd. (currently MUFG Bank, Ltd.) |
June 2017 | Joined the Company as General Manager of the Guarantee Business Department, Business Strategy Department |
Apr. 2019 | Executive Officer and General Manager of the Guarantee Business Department, Business Strategy Department |
June 2020 | General Manager of Finance Department |
June 2021 | Full-time member of Audit & Supervisory Board of the Company (current position) |
Audit & Supervisory Board Member (Full-time)
Keigo Abo

Apr. 1990 | Joined the Company |
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June 2015 | Executive Officer and General Manager of Credit Card Promotion Department of Business Strategy Department |
Apr. 2018 | Executive Officer and General Manager of Chugoku-Shikoku Area |
June 2021 | General Manager of Finance Department |
June 2024 | Full-time member of Audit & Supervisory Board of the Company (current position) |
Outside Audit & Supervisory Board Member
Yusuke Komachiya

Dec. 2008 | Registered as an attorney at Law |
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Dec. 2008 | Joined ONO SOGO LEGAL PROFESSION CORPORATION |
Mar. 2015 | Representative, Japan Federation of Bar Associations |
Apr. 2015 | Permanent Member, Tokyo Bar Association |
June 2019 | Member of Audit & Supervisory Board of the Company (current position) |
Outside Audit & Supervisory Board Member
Hideki Ono

Oct. 1986 | Joined Tohmatsu Awoki & Sanwa (currently Deloitte Touche Tohmatsu LLC) |
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June 1990 | Registered as Certified Public Accountant |
May 2000 | Partner of Tohmatsu & Co.(currently Deloitte Touche Tohmatsu LLC) |
Oct. 2013 | Officer (in charge of human resource) |
June 2020 | Chief of IPO Strategy Supervising Office |
Oct. 2023 | Established Hideki Ono Certified Public Accountant Licensed Office (current position) |
June 2024 | Member of Audit & Supervisory Board of the Company (current position) |
Executive Officers
Managing Executive Officer | Hiroki Yoshida |
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Senior Executive Officer | Osamu Ohta |
Senior Executive Officer | Toshikazu Kondo |
Senior Executive Officer | Hirofumi Kato |
Senior Executive Officer | Muneo Tobinaga |
Senior Executive Officer | Tatsuya Kosuge |
Senior Executive Officer | Satoru Yamashita |
Senior Executive Officer | Takeshi Yoshikawa |
Senior Executive Officer | Kazuaki Yamazaki |
Senior Executive Officer | Yasuhiko Uchiyama |
Senior Executive Officer | Shingo Asakawa |
Senior Executive Officer | Kenji Naiki |
Senior Executive Officer | Tatsuo Nakazawa |
Senior Executive Officer | Yosuke Sato |
Senior Executive Officer | Yoshito Shima |
Senior Executive Officer | Takashi Kuwamoto |
Senior Executive Officer | Masaaki Otsuka |
Executive Officer | Takeo Horikoshi |
Executive Officer | Hitoshi Yamada |
Executive Officer | Takashi Masumizu |
Executive Officer | Yoshitomo Suzuki |
Executive Officer | Noriyuki Miyao |
Executive Officer | Tatsuya Higuchi |
Executive Officer | Shigeru Oeda |
Executive Officer | Yasuhiro Ohhashi |
Executive Officer | Shinichi Komiyama |
Executive Officer | Yuji Tanabe |
Executive Officer | Yasunobu Sumitomo |
Executive Officer | Daiji Fukumoto |
Executive Officer | Hideyuki Nomura |
Executive Officer | Satoshi Harada |
Executive Officer | Yuzo Yamamoto |
Executive Officer | Yohei Higaki |