Payment Business
- Credit cards
- Prepaid cards
- Payment Services
- Rental guarantee services
- Bill collection services
- Monthly dues reimbursement services
The Credit Card domain
We have a diverse lineup of credit cards, credit cards, prepaid cards, and more to suit your lifestyle. We are working to improve convenience for customers and member stores by utilizing the latest smartphone technology and payment methods.
Credit cards
Expanding and revitalizing our operations to build a robust customer base
JACCS' Credit card provides convenience and enjoyment for daily living. We offer the exclusive JACCS Card and co-branded cards with organizations and companies. We maintain a diverse lineup that reflects the lifestyles of customers, notably through original card designs, diverse payment methods and cash advance functions, and other unique services with partners.

Initiatives in co-branded card
By including various benefits through partnerships, we have been able to retain a solid customer base and increase sales volumes and unit prices. We issue hundreds of co-branded cards that are pivotal to our credit card business.
Prepaid cards
A range of card options catering to diverse needs
We offer in-house prepaid cards that are solely for use with partners. Our prepaid cards can accommodate a wide range of partner needs, which differ from those of regular credit cards.
Initiatives in house prepaid card
We offer savings type prepaid cards and store charge type prepaid cards. We are marketing our savings cards to stores that sell high-value items such as watches and home improvement services, as well as new car dealers. Store charge card marketing is primarily done to cafes, supermarkets, or other retail stores that sell low-priced products. By offering benefits tailored to customer needs, these cards attract solid customers and increase sales.

Payment Services
Helping to grow store revenue through the provision of a diverse array of payment services
To respond to needs in such areas as continued expansion of the e-commerce market and Japan's rapidly growing inbound tourist market, it is essential to offer retailers and service providers effective payment solutions. JACCS is working to promote the adoption of simple, speedy payment methods that provide high levels of both convenience and security.
Initiatives in diversifying payment service needs
JACCS offers a varied lineup of payment services to meet diversifying consumer and merchant needs. This includes Apple Pay, Google PayTM, a range of QR code- and barcode-based payment platforms, and contactless IC-based payment services provided by Visa, Mastercard and JCB. In addition, JACCS undertakes acquiring operations for a network of member stores for Visa and Mastercard. Hence, the JACCS Group is working to promote the move to cashless payments. Through the spread of convenient and highly secure payment methods, JACCS will continue contributing to sales growth at member stores and enhanced convenience for customers.

























The Payments domain
We alleviate the burdens of debt collections while offering products and services that match diverse customer needs.
Rental guarantee services
An array of service options that accommodate partner needs
We offer a wide range of products and services tailored to the nature and scope of property management companies' guarantee needs.
Initiatives in rental guarantee services
Property management companies' guarantee needs differ according to contracts with property owners. Our services enable those companies to match such agreements.
Leveraging strategic products to reinforce partnerships
We released and offer the Print Navi system, which produces the guarantee entrustment agreements that have been so burdensome for partners. The system eliminates the stress of providing documentation to tenants and owners and shortens the time that partners need to deal with customers.

Bill collection services
Providing a broad account transfer network and streamlining collections
Our services draw on our account transfer network to collect (directly debit) consumer payments on behalf of partners.
Initiatives in bill collection service
We look to expand our collections capabilities to companies whose operations include dealing with accounts receivable, merchandise sales charges, insurance, leasing fees, rent, membership fees, and tuition and other fees. At the same time, we aim to help streamline efficiency for partners by greatly reducing the time and personnel costs associated with collections.

Bill collection services framework
Leveraging strategic products to reinforce partnerships
The website (www.syukindaiko.jp) presents products based on our bill collection services. The website also shows, with the kind cooperation of existing partners, how they came to collaborate with us.
Monthly dues reimbursement services
JACCS comprehensively handles fee collections
Our service not only handles usage monthly fee transfers but also handles fee reimbursements.
Initiatives in monthly fee reimbursement services
solve, non-collection risks, account information management, and other issues with monthly usage fee collections.
Leveraging strategic products to reinforce partnerships
The most stressful process for partners is obtaining the direct debit request forms that are necessary for customer account transfer procedures.JACCS is introducing an Internet account transfer service that can reduce your workload and the risk of losing your personal information. In addition, the Internet account transfer service is very popular not only with our business partners but also with our customers, as the process can be completed without the need for a bank transfer request form or delivery stamp.