Human Resources Strategy
Policies and Basic Approach
Based on the recognition that the growth of each individual employee is the source of the Company’s growth, the JACCS Group works to recruit, promote and develop human resources that possess diverse individual qualities and skills, as it aims to realize its long-term vision to “establish JACCS’ position as a leading brand among Asian consumer finance companies.” Personnel who possess a diversity of values and philosophies share in this vision, and the Group is building a system that enables employees to maximize their skills and potential, and is striving to create an employee-friendly work environment.
Key strategies
Exhibiting diversity | To build an organization capable of responding to a market environment characterized by rapid change and uncertainty, the JACCS Group is proactive in recruiting and promoting human resources that possess a broad array of backgrounds, while also focusing efforts on enhancements to the working environment and employee training that will bring out the unique characteristics and skills of each individual to the greatest extent possible. |
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Promoting health and productivity management | The Company recognizes the importance of each employee being able to work energetically and with peace of mind while maintaining a high level of physical and mental health, and that this underpins the Company’s growth. JACCS aims to realize working styles and an employee-friendly work environment in which employees can achieve a work–life balance. |
Developing a transformational workforce | To realize sustainable growth, the Company is rebuilding its business model from diversified perspectives, going beyond the existing business and preconceived notions. Hence, the Group will work to develop a transformational workforce capable of taking the lead in value creation. |
Raising the level of employee engagement | JACCS is working to enhance its understanding of the employee engagement situation. By working on organizational development and personnel system building that will enable employees to feel job satisfaction and realize personal growth, JACCS aims to create an environment in which employees and the Company choose each other and mutually enhance each other. |
Targets and progress
Results for the fiscal years ended/ending March 31:2023 | Results for the fiscal years ended/ending March 31:2024 | Target for the fiscal years ended/ending March 31:2025 | |||
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Diversity | Proportion of female workers among all managerial positions(*1) | 13.3% | 17.8% | 19% | |
Differential in pay of male and female workers(*2) | All workers | 56.9% | 58.7% | 60% | |
Regular full-time workers | 54.6% | 55.5% | 57% | ||
Part-time and fixed-term contract workers | 70.6% | 75.3% | 76% | ||
Health and productivity management | Ratio of male workers taking childcare leave among those eligible (*3) | 84.6% | 129.4% | 90% | |
Ratio of workers who took at least 60% of their annual leave entitlement | 79.3% | 79.3% | 85% | ||
Implementation ratio for secondary health tests | 98.2% | 98.5% | 100% | ||
Human resource development | Number of employees certified as possessing advanced digital skills | - | 219 persons | 400 persons | |
Engagement | Engagement Score(*4) | 3.1 | 3.0 | 3.1 |
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*1This is the ratio of female employees among employees holding the position of section manager or higher, as of April 1 in the ensuing fiscal year.
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*2Average female pay expressed as a percentage of average male pay.
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*3The target and result in each fiscal year for the ratio of female workers taking childcare leave among those eligible is 100%.
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*4This is the average score for a four-question engagement-related survey (maximum score: 4.0) covering all employees.
Initiatives and results
Diversity and inclusion
To build an organization capable of responding to a market environment characterized by rapid change and uncertainty, the JACCS Group is proactive in recruiting and promoting human resources that possess a broad array of backgrounds, while also focusing efforts on enhancements to the working environment and employee training that will bring out the unique characteristics and skills of each individual to the greatest extent possible. By promoting the active participation of such diverse human resources, the Company will translate this into the creation of new corporate value.

Career design
Based on the recognition that the growth of each individual employee is the source of the Company’s growth, to realize sustainable growth the JACCS Group is rebuilding its business model from diversified perspectives, going beyond the existing business and preconceived notions. Hence, the Group will work to develop a transformational workforce capable of taking the lead in value creation.

Employee engagement
JACCS will promote initiatives aimed at enabling employees to feel job satisfaction and realize personal growth while facing in the same direction and fully demonstrating their diverse and irreplaceable individual qualities. In doing so, JACCS will strive to create an environment in which employees and the Company choose each other and mutually enhance each other.

Promoting health and productivity management
The Company recognizes the importance of each employee being able to work energetically and with peace of mind while maintaining a high level of physical and mental health. Based on a health and productivity management philosophy, the Company works strategically to maintain and improve the health of employees, and aims to realize working styles and an employee-friendly work environment in which employees can achieve a work–life balance.
